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Condominiums - Apartments - Townhouses
- Chalets - Villas - Estates
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Buying Property in Switzerland
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Chalets, Commercial Property
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About out the Swiss RE market
Readily available Swiss property cleared by the authorities
for foreign ownership. Locations in:
Arosa, Davos, Flims, St. Moritz
(Engadine)
Ascona, Brissago, Caslano, Lugano,
Minusio
Locarno, (Ticino-Southern part of Switzerland)
Personalized service discreet
and confidential
Skiing near Lenzerheide-Davos
Brienz - Vazerol
Zermatt - Matterhorn region
Zurich
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Buying a chalet, condo, townhouse,
terrain
Commercial property - Restaurant
and Bar with apt.
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Taxes - International Tax Planning
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Capital-gains tax in Switzerland
Corporate and personal taxation
Countries with dual taxation agreements
Making tax arrangements - tax negotiating
Tax evasion - is it a crime in Switzerland?
Withholding tax in Switzerland
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Residency Rules & Requirements
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Personal, Corporate Swiss Bank Accounts
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Asset protection
How to avoid probate
Inheritance tax eradicated
Savings lifetime: substantial income tax and capital-gains
tax advantages may result from setting up a:
Swiss Trust; tax benefits can be substantial; non-tax related
advantages by using a Trust that owns the shares of a Swiss
company
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Anonymity and the Swiss bank account
FAQ about Swiss bank accounts
Discretionary Swiss bank account
Opening a personal Swiss bank account, by ways of introduction
or correspondence
The seven myths about Swiss banks
Various Swiss bank account types
Who uses a Swiss bank account?
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Asset Management
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Swiss Company Formations
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Asset value growth at lowest possible tax exposure
Risk-averse and sound investment management
The discretionary Swiss bank account
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Creating a new Swiss Aktiengesellschaft or GmbH
Relocation of foreign companies; domiciliation
Secretarial services; office rental day/month/year
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Special Financial Services
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Relocation Tax Law Services
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Swiss Forex
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Discreet
Relocation Tax Law Arrangements
- Custom-tailored Flat Tax agreements,
- Lump-Sum arrangements,
- Securing of residence permits from State
and Local Governments for:
Professional Athletes, Sportsmen
Show Business Personalities
Movie Picture Actors and Actresses
Entertainment Business VIP's
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Swiss Forex Trading platform
for the experienced investor, small bank, corporate risk manager
and importer-exporter. White labeling available for brokers
and Introducing Brokers.
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Information
about Living in Switzerland
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Heidiland Facts - Demographics
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General
Information
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Switzerland offers some of the best living standards
in the world - our specialty is to help you become a
Swiss resident. We offer 'one-stop-shop' solutions for people
who wish to retire or
relocate a business to Switzerland. For other programs,
you will find full information on this website.
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Read this before
you continue your search
It
is becoming more difficult for foreign nationals to
purchase real property in Switzerland. The
Engadine, St. Moritz, Celerina including the entire
lower and upper Engadine valley have by popular vote
decided to curtail annual building permits to much lower
levels. This is putting pressure on availability and
impacting new construction thus affecting foreign ownership
contingents considerably. Foreign ownership allocations
normally account between 25% to one third of newly built
multi-family and/or apartment dwellings. Similar restrictions
apply in other cantons including resort towns located
in the cantons of Vaud with Chateau d'Oex, the Riviera,
Lake Geneva and Valais with Crans Montana, and the Zermatt-Matterhorn
region respectively.
Your possibilities
If you consider buying Swiss property, we need your
proactive participation. The first thing you should
do is
search our pages by looking for foreign ownership
approved property. We have exclusive listings, meeting
in most instances the legal requirements of foreign
national ownership.
On these exclusive pages you will find turn-key
apartments, multi currency price offers, and in most
cases the respective floor plans. Make your choice,
then let us know what you have decided on. We will then
move on to the next phase which preferably should include
a personal visit on location, meeting the owners, down
payment, discuss bank financing etc.
Medium
budgets:
Flims-Laax also known as Switzerland’s ‘White Arena’
or
Locarno, Ticino offers some of the best, stable
good valued properties with easy access from major Swiss
cities. Check also the
Klosters pages where reservations for a new apartment
complex construction of apartments similar to the one
that has been sold out, are now being taken.
For those who prefer to live in a more affluent region
Gstaad in the Bernese Oberland offers great opportunities:
you can buy a
Two-family Chalet or a
Chalet apartment at a decent price, albeit property
prices in Gstaad are approx. 25-40% above that of other
resorts.
St. Moritz and surrounding area
Representing by far the most difficult market. In most cases,
Swiss national ownership is required. Also, figure to
pay roughly between CHF16’500 to CHF32’000 or more per
m² in proper St. Moritz, if you can put your hands on
anything at all. Prices are somewhat less in the surrounding
outlying areas like Zuoz, Silvaplana or Sils. Just be
aware that the market is very tight. Foreign ownership
approved property is becoming available only sporadically
and from time to time.
Other ways to obtain a residency permit and/or to own
Swiss property
If, on the other hand, you want to buy a retail store, business
or a hotel outside the regions described above, there
is a good chance to obtain authorization for a Swiss
residence permit. However, you must be patient, and
it calls for a different approach which is time consuming
and definitely involves legal council.
If you want us to do a search for property not listed
on our website
Before we can start any work, we require
a retainer fee up front. The amount of the fee depends
on the scope and size of the project.
Contact us for information.
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Language
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Switzerland is one of the most multilingual countries
in Europe. German, French, Italian and Romansch, a Rhäto-Roman
offshoot of Latin, are the official languages in Switzerland.
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Currency
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Swiss Franc (CHF)
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Exchange
Controls
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None
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Type
of Law
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Civil Law
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Who can Retire in Switzerland?
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If you want to live in Switzerland with no activity
within the country. Switzerland grants residence permits
very selectively. But if you or your spouse has a EU
passport, becoming a Swiss resident has just become
easier. See if you would qualify:
- Have a EU passport
- Be retired (no day-to-day responsibilities)
- Have an annual income of over
CHF50'000
- Live in Switzerland for at
least 180 days (some exceptions possible if in good
faith)
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Swiss Residence Permit
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Switzerland you can live in Switzerland with your spouse,
financially dependent descendants and ascendants (children,
parents, grand-parents, nephews, nieces, great-grand-children,
etc.)
- Become a Swiss taxpayer
- Buy Swiss real estate without
restrictions
- Move within Switzerland without
restrictions
- Immediately a special CE permit
valid for 5 years
- Enjoy one of the highest quality
of life in the world
- Be located only an hour from
London, Paris or Milan
- Benefits: You can live
in Switzerland with your spouse and your children
under 18
- Benefit of a lump sum taxation
- You can buy or rent a house
We offer you a 'one-stop-shop' solution for your retirement
in Switzerland. We make the whole process hassle-free,
just tell us what you need and we'll get it.
- Application for residence permits
to the municipal, cantonal and federal authorities
- We take care of all Swiss taxes
- Help with selecting the area
that best matches your needs
- Home search (buying and renting,
both houses and apartments)
- Assistance in import your personal
items, works of art, cars, pets or wine cellar
- We can set up all Swiss insurances
(medical, house, car, etc.)
- Personalized assistance for
electricity, telephone, Internet access, a satellite
dish, etc.
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Swiss Immigration Programs
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Many foreigners choose to live in Switzerland, although
often for very different reasons. Some come to work,
as qualified workers or not, while others seek political
asylum or wish to study, invest or retire in Switzerland.
Their individual needs in terms of relocation consulting
vary according to their reasons for settling in Switzerland.
Our company offers services for the following categories:
1. Wealthy people who wish to retire
in Switzerland
By wealthy we mean having at least the equivalent of
one million Swiss francs in liquid assets to a person's
name:
- Be over 55 years old* (if you
are younger, there is another solution)
- Be retired (no day-to-day responsibilities)
- Have an annual income of over
CHF100'000
- Live in Switzerland for at
least 180 days a year
- Demonstrate some ties to Switzerland
*If you are younger than 55, you won't fit in the standard
residence permit to retire in Switzerland. However,
there's a variation on this program through which you
can obtain the same residence permit by making an investment
in a local company. The characteristics of such an investment
are:
- You must invest in a company
in the canton where you want to live
- Your investment has to finance
the growth of the company
- You can either invest as a
loan or as an equity investment, or a mix of both
- Your investment should last
as long as you remain in Switzerland
- The company cannot be listed
on a stock exchange
- You cannot invest in a bank
account, an apartment or a bogus company, but in
a real company with employees
The rationale is that by investing in a company that
needs financing to grow, you help creating jobs in Switzerland.
In return many canton will grant you a residence permit.
The other conditions applicable to the standard residence
permit to retire in Switzerland still hold:
- Be retired (no day-to-day responsibilities)
- Have an annual income of more
than CHF100'000
We can assist you during the whole process, including
the location and screening of investment opportunities,
and of course with the residence permit and canton selection.
Please note that this program is not available in every
canton.
2. Entrepreneurs and investors
who wish to set up business and live in Switzerland
The minimum size of a successful project is calculated
in terms of job creation – employment for at least one
Swiss created within the first year. Do you want to
set up your business in Switzerland, form a Swiss corporation?
- Our
specialty is helping you obtain the authorizations
you need and making your transition as smooth and
easy as possible. Switzerland is yours! With
an unrivaled quality of life and a very competitive
economy, Switzerland has already attracted countless
international businesses, large and small. You can
take advantage of it as well, to the benefit of
your whole family and all your employees.
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Swiss Real Estate - House Search
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Save time and hassle - we'll help you find the perfect
house or apartment in Switzerland. Check our special
webpage on
readily availabe Swiss property cleared for foreign
ownership.
- We
offer this service in the cantons of Zurich,
Ticino [Lugano, Ascona, Caslano],
in the Engadine [St. Moritz,
Davos, Flims, Laax, Arosa, Klosters, Malans, Mastrils,
Igis, Obersaxen], The
Bernese Oberland [Gstaad],
the Matterhorn Region
[Zermatt].
- You
can begin immediately by contacting us to discuss
your housing needs in more details to make an efficient
search. To find out more about Swiss real estate
and what we can do for you, read our sections below
about renting and buying.

I am interested in
buying property in Switzerland
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Renting or Buying Real Property,
House, a Condominium or Apartment in Switzerland
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When moving to Switzerland, most people begin by renting
a house or an apartment. Renting is a good choice for
many reasons:
- Apartment leases are easy to
cancel
- Swiss law protects tenants
rights in a way you would not believe
- There are many top quality
apartments and houses available for renting
- Over 70% of the Swiss population
rents
Good rental property is hard to come by and never stays
long on the market. Against a fee, we can also arrange
to enlist the help of a local specialist to show you
available homes and apartments for rent that fit your
specific needs. We will discuss and review the lease
terms with you before you sign anything, arrange for
deposits, etc. For a rental property search, we charge
a commission of CHF1'000.00 in form of a retainer fee
up-front, or one month's rent whichever is greater.
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Buying Real Estate in Switzerland
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Buying is also a possibility. We suggest at this point
to first consult our exclusive offers listed on our
foreign ownership approved property web page segment
concerning available properties in the cantons of Valais,
the Engadine [Graubünden], Ticino, Zurich and Geneva.
All you need is to tell us which property interests
you. We take care of the rest. To enlist our services
just contact us by phone, fax or email or make an appointment.
This should enable us to assess your housing needs better.
Check this out.
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Buying an Apartment, Condominium,
Townhouse, terrain or a house in Switzerland
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Turn-key, readily available property for sale in the
Engadine (St. Moritz - Graubünden),
the Bernese Oberland
(Gstaad, Saanen), Zermatt
(near Matterhorn) and Ticino (Lugano,
Ascona, Caslano - Southern part of Switzerland):
Note:
These apartments are direct owner offers, foreign ownership
approved by the authorities. The owners will take care
of the legal requirements and assist our clients to
arrange for bank financing.

I am interested in
buying property in Switzerland
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Top Ten Celebrities Who Live in
Switzerland
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Celine Dion
Michael Jackson
Tina Turner
Lyngstad (ABBA)
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Michael Schumacher
Karim Aga Khan
David Bowie
Baron Thyssen-Bornemisza
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Corporate and Personal Taxation in Switzerland
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The Cantons have preserved many of the rights they held
as sovereign political bodies. Nevertheless, the constitution
delegates considerable authority to the Federal Government,
including the power to conclude treaties and alliances,
to levy taxes and to regulate foreign trade. However,
each Canton has its own taxation. There are many Cantons
with favorable taxation levels and some Cantons with
higher unemployment rates or small populations (mountain
regions) have particularly low levels of taxation.
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Dual Taxation Agreements
with Other Countries
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Double tax agreements exist with Australia, Austria,
Belgium, Brazil, Canada, Denmark, Egypt, Finland, France,
Germany, Great Britain, Greece, Hungary, Iceland, Indonesia,
Ireland, Italy, Japan, Malaysia, The Netherlands, New
Zealand, Norway, Pakistan, Portugal, Singapore, South
Africa, South Korea, Spain, Sri Lanka, Sweden, Trinidad
and Tobago and the USA.
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